About
Built by an expat,
for expats.
wealthscan.de exists because understanding how German money works — really works, with the §§ and the expat edge cases — should come before the conversation with an advisor, not instead of it.
The story
After nearly a decade navigating German personal finance as an Indian IT professional, I kept having the same conversation with friends and colleagues who'd just moved here: "What's VWL? Should I switch to PKV? What does bAV actually mean for my take-home?" The information existed — buried in German tax guides, Reddit threads from 2019, and YouTube videos that glossed over the expat edge cases.
The bigger problem was the starting point. Most expats walk into an advisor conversation without the vocabulary to ask the right questions — what's VWL, how does bAV match work, what happens to a Riester if they leave Germany? A good advisor covers all of this, but you get more out of that conversation when you arrive knowing what to ask.
So I packaged up what I'd been explaining informally for years: a structured curriculum, cited §§, honest numbers, and the expat nuances nobody else covers. The education is free, because information asymmetry shouldn't be a business model.
The people
The Founder
AI & Analytics Engineer · Expat in Germany since 2017
Senior AI & Analytics engineer based in Germany. Built the AI tutor and curriculum. Lives the expat edge cases every year — from Elternzeit tax planning to the India-return implications of a Versicherungsmantel. This is the source material, not research.
The Expert Advisor
Independent Financial Advisor
Over 1,000 expats advised across health insurance, pension strategy, and long-term financial planning. Independent broker — not tied to any single insurer or provider. Runs the free expert calls for users who want help implementing what they've learned.
Why it's free
The education is free because restricting it would contradict the entire point. Information asymmetry is the problem we're solving — charging for the curriculum would just recreate a different version of it.
We earn a commission if you choose to implement through our advisor's practice — standard independent broker model, disclosed upfront. You'll never be pushed toward a call; the curriculum is complete and self-contained. The call exists for people who want help executing, not for people who just wanted to understand.
We never earn from the education itself, and we never recommend a specific product on this site. Everything here is general financial education — cited, verifiable, and yours to act on however you choose.