wealthscan.de

Your AI tutor for German money

German money,
in plain English.

Eight interactive modules. One per slice of your gross salary. ≈ €7,000 / yr quietly unclaimed across them.

Most expats piece German finance together from ten different sources. We put it in one place.

Blog posts that contradict each other. YouTube videos that skip the expat edge cases. Reddit threads from 2019. WealthScan replaces all of that with a single structured curriculum — eight modules, cited §§, illustrative numbers, and the expat nuances nobody else covers — in plain English, in under an hour each.

How it works

Curiosity first. Receipts second. Free expert help whenever you need it.

01

See where it goes

Watch a typical gross salary split into eight slices — almost half gone before it reaches your account.

Where your gross salary goes
Income tax + AV/PV25%
Pension (state)9%
Health GKV7%
Housing20%

+ 4 more slices →

02

Learn the levers

Each slice in plain English: how it works, the § that proves it, and the expat edge case nobody mentions.

AI tutor · Module 1
Did you know your employer must pay €40/month on top of your salary — even if you never ask?
This is the VWL (§ 13 5. VermBG). Most expats never claim it. €480 / yr left on the table.
How do I claim it?
AI is typing…
03

Run the numbers

Inline calculators appear as each concept lands — live maths in the browser, no form, no wait.

bAV calculator · live

Gross salary

€ 80,000/ yr

Contribution

€ 200/ mo

10-yr projection

€ 34,200

incl. employer match + tax saving

7% annual return assumed. General education only.

Eight modules

One lesson per slice of your salary.

Unlock all free →
01Free

Employer Benefits

VWL + bAV match — two employer contributions most expats never claim

€480 / yr

02Locked

Insurance

≈ €500/yr quietly overpaid on cover you already have

up to €500 / yr

03Locked

Tax & Social

€1,000–3,000/yr in legal levers most expats miss

€1,000–3,000 / yr

04Locked

Health Insurance

Public vs private — which side of the threshold are you on?

€150–500 / yr

05Locked

Savings

Emergency fund, liquid reserves, and when to step up

up to 15% / yr

06Locked

Pensions

What to expect — and the catch if you ever leave Germany

€500+ / yr

07Locked

Investments

Keep more of what your money earns, and dodge the tax traps

up to 15% / yr

08Locked

Real Estate & Leaving Germany

Buy vs rent, exit tax, and the expat end-game

rates from 1.5%